ESTO Hire Purchase / Installments

ESTO Installments — buy now, pay later!

ESTO installments is an innovative payment solution that helps you create a payment schedule based on the period you choose. The system makes a real-time decision and helps you complete your purchase in less than 60 seconds.

Select the product or service you need, inform the customer service that you wish to pay with ESTO installments, and then confirm your order. Upon confirmation, choose the suitable period and monthly installment amount, and sign digitally using ID-card, Smart-ID, or Mobile-ID.

All citizens of the Republic of Estonia aged 18–70 can apply for ESTO installments.
ESTO installments can also be quickly and conveniently applied for by legal entities.
ESTO installments are provided and managed by ESTO AS.

ATTENTION! Every installment is a financial obligation. Before entering into an agreement, read the terms of the service and, if necessary, consult an expert. The annual percentage rate of charge for ESTO AS installments is 23.63% under the following representative conditions: credit amount €1,490, cost of goods/services €1,490, down payment 0%, fixed interest rate 11.90%, contract fee €0, total credit amount and total repayments €1,844.64, assuming the credit is repaid over 24 months in equal monthly installments of €76.86.

WHAT IS ESTO? ESTO is a financial services company founded in 2016. The brand was born from the need for next-generation payment solutions. Today, ESTO offers the largest selection of payment solutions in the Baltics, with a partner network of over 2,600 partners and stores, and over 300,000 customers.

Terms and conditions: www.esto.eu/ee
If necessary, contact an ESTO AS employee at info@esto.ee or via LIVE chat at www.esto.eu/ee.